Our Guide to Portugal D7 Visa
If you’re a non-EU citizen looking to move to Portugal with passive income, the D7 visa is probably the best option for you.
If you are a pensioner, investor or entrepreneur, the D7 visa entitles you to reside in Portugal, with basis on your passive income.
In this article we will explain the requirements and how to obtain the D7 visa.
The D7 visa differentiates itself from Golden Visas by being extremely affordable, with no minimum investment required, but it does require that you live in Portugal for a longer period of time and might have some tax implications on your income. But if you intend to live in Portugal most of the time, we believe it is a much better and quicker solution.
It is affordable and allows non-EU citizens to get Portuguese residency as long as they have sufficient funds to support themselves during their stay in Portugal.
This visa is ideal for pensioners, investors or entrepreneurs who want to live in Portugal without having to make a major economic investment.
The D7 visa can then be renewed after one year for two successive periods of two years and can be converted into a permanent residence permit after five years.
What are the benefits?
- Faster visa application process than the Golden Visa
- Free entry and circulation in the Schengen area for the duration of the visa
- You can live, work and study in Portugal
- Tax benefits via Non Habitual Resident (NHR) scheme
- Use of the Portuguese health care system, which is Government funded and has minimal fees
- Spouses and children can be included in the visa
How to get the D7 residency visa Portugal?
To obtain the D7 Residency Visa, you need to go through two different steps:
- Apply in your home country via Portuguese Embassy or Consulate for a temporary D7 Visa (which lasts for four months)
- Get an appointment with SEF – Serviço de Estrangeiros e Fronteiras (Portuguese Immigration Department) in Portugal, who will deal with D7 Residency Visa.
First step – Present all the necessary D7 application documents to a Portuguese Embassy or Consulate in your country. If your application gets approved, the embassy will give you a temporary visa allowing you to travel to Portugal. This temporary visa is valid for four months from the date it is issued.
Second step – Once the temporary visa is issued, set an appointment with SEF. This appointment is a personal interview and you will need to present any additional documentation as necessary. SEF will advise you of this. If this interview is successful, you will be issued a D7 Residency Visa for one-year, which is then renewable twice, each visa lasting for two consecutive years (total of 5 years). At the end of these 5 years you can apply for permanent residency in Portugal.
What are the D7 visa requirements?
You need to:
- Be a non-EU national
- Have sufficient funds/income to support yourself (and your family if applicable) during your stay in Portugal
- Have a clean criminal record
Which are the income requirements?
In order to obtain the D7 Visa, applicants must show that they have a minimum income or pensions for a 12 month-duration of:
- €7.200 for the first adult (Portuguese minimum wage)
- €3.600 for second or more adults (half the minimum wage)
- €2.160 per child
Please be aware that this income in linked to the Portuguese minimum wage, which increases every year. It currently stands at €7,200 euros, but is already set to increase in 2021.
What do I need to complete the application form?
The D7 visa Portugal required documentation is:
- D7 application form
- A valid passport
- 2 passport-sized photographs
- Proof of regular income or passive income
- Proof of a place to live
- Criminal background record from your country of origin
- Valid travel insurance with health coverage
- 6 months of bank statements
Please bear in mind that you are likely to need to provide certified translations of these supporting documents. The Portuguese Embassy or Consulate should be able to provide you with contacts of official translators, that can carry out this work for you.
What is the visa processing time?
It can take up to 60 days to get the temporary four-month visa in your home country, from the moment you submit all the required information.
The timings for the permanent D7 Visa will depend on where you are applying from in Portugal. Getting an appointment with the SEF can take up to 120 days if you live in Lisbon or Porto. However, it is usually much faster in smaller towns. But be aware that current COVID restrictions are delaying this process overall, so get clarification from your local SEF office.
So, to summarise the steps to get the D7 visa:
- Apply for the temporary D7 visa from your home country
- Book an appointment with SEF in Portugal once you have the temporary visa
- Attend your SEF interview and present additional documents
- Get your D7 Residency Visa
Are there tax benefits with the D7 Visa?
If you have the D7 Residency Visa, you are entitled to benefit from Portugal’s Non-Habitual Resident (NHR) Tax Regime. The NHR is a generous tax program with benefits in relation to your global income. It offers tax-free incentives on certain categories for a period of up to ten years. Check our article on this topic here.
Below are the types of income that may qualify under the NHR program:
- Real estate income
- Capital gains from the disposal of real estate
- Occupational pensions
- Business and self-employment profits derived from eligible occupations (but be mindful of relevant double taxation agreements)
As of 2020, pensioners registering for the NHR tax scheme are now taxed at a rate of 10%.
We strongly advise you to contact a good accountant with expert knowledge in the Portuguese NHR scheme, so you understand the tax implications for your income, before you apply for the D7 visa.
We hope this article has made clear to you the benefits of the D7 Visa. If you are interested in applying for the D7 Visa, get in touch with your local Portuguese Embassy or Consulate. and remember to get in touch with Portuguese Dream when you are looking to buy that dream property of yours! Just have a look at some of our recent properties below or search for something more particular on our Advanced Search page.
DISCLAIMER: The information on this article is correct at the time of writing, but we always advise to get the most up to date information either through the Portuguese Embassy or Consulate in your home country or by contacting SEF in Portugal.